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Max Gulker

Colonel Harwood’s Principles Ring True Today

While the institute has evolved with changing times and technology, there are certain bedrock principles on which we rest that date as far back as our founding by Colonel E.C. Harwood in 1933.

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William J. Luther

The Regression Theorem: Summary

The value of money today depends on the the value of money yesterday; the value of money yesterday depends on the value of money the day before that; and so on.

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