Topic: Free Banking

Get Ready to Kiss Your Credit Card Rewards Goodbye

“The benign-sounding Credit Card Competition Act is a double whammy. It’s not just a threat to my credit card rewards; It’s a violation of my libertarian principles.” ~Jon Miltimore

Entrepreneurs Thrived During America’s Free Banking Era

“Entrepreneurs thrived during the era of free banking in the United States, even with restrictive banking laws, which handicapped private banks from being more efficient.” ~ Michael N. Peterson

The Fight against ESG and Global Governance

“ESG is a segue into global governance, but there is growing decentralized resistance against hyper-centralization.” ~ Kate Wand and Allen Mendenhall

The Costly Late Arrival of FedNow

“Policy makers should ensure that the US payment landscape is efficient, accessible, and beneficial for all stakeholders involved with as little government involvement as possible.” ~ Nicolas Cachanosky

The Mating of Economic Ideas and Bitcoin

“As Bitcoin is a highly decentralized and antifragile system with no real-world backed assets that can be seized to shut it down, appears to be the only realistic candidate to introduce something that government cannot stop.” ~ Emile Phaneuf III

In Defense of Interchange Fees

“Interchange fees, long derided as a cost center for vendors that accept credit cards, may serve as a check on hyper-politicized consumer businesses.” ~ Dave Birnbaum

Where Has All The Lending Gone?

“Will the traditional banking industry quell the quickening spirit of free banking, or will the growing demands for P2P lending services win out?” ~ David Gillette and Caroline Wright

Decentralization and Bitcoin

“Bitcoin itself is a currency that might best be considered existing in a state of anarchy.” ~ Emile Phaneuf

The Future of Money & Banking: Bitcoin, Fractional Reserve, and Free Markets (Video)

“In this episode of Liberty Curious, Kate Wand and George Selgin discuss the merits of free banking, Keynesian economics, and the potential for a Bitcoin Standard in a world in which governments have long abused and mismanaged money.” ~ AIER

The Origins of Commercial Banking in America, 1750-1800

Why Does Bitcoin Have Value?

“Think of a world without essential third parties, including the most dangerous third party ever conceived of by man: the state and the central bank. Imagine that future and you begin to grasp the fullness of the implications of our future. Ludwig von Mises would be amazed and surprised at bitcoin. But he might also feel a sense of pride that his monetary theory of more than a century ago has been confirmed and given new life in the 21st century.” ~ Jeffrey A. Tucker

Gold and Free Banking versus Central Banking

“In the absence of government regulation and monopoly control, a free monetary and banking system would exist; it would not have to be created, designed, or supported. A market-based system would naturally emerge, take form, and develop out of the prior system of monetary central planning.” ~ Richard M. Ebeling