Articles by J.P. Koning

PayPal, Pornhub, and Financial Inclusion
While PayPal’s de-risking of PornHub is unfortunate, there are many alternative payment options available to PornHub’s content providers. Competition saves the day. For now, at least.


The Gamification of Bitcoin
It’s possible that bitcoin-as-game will stay popular for a very long time. And if it does, that could be a good thing.


Banking Unbanked Bitcoiners
For now, volatility and lack of user-friendliness have limited the ability of cryptocurrencies to reach the populations of unbanked and debanked.


Nigeria’s Cash Tax Is a Bad Idea
Nigeria is one of Africa’s most influential nations. But other African countries should think twice before emulating its costly cash policy.


Does Libra Threaten Monetary Sovereignty?
There is no inherent reason that a global payments system run by technology companies must elide national regulations. If PayPal manages to serve a global community while complying with the rules of all the countries in which it operates, can’t Libra do the same?