The Survival of the Fittest

The Harwood Economic Review
Winter 2017

Table of Contents

The Real Innovation of the Sharing Economy
Max Gulker

Deposit Insurance Is Not Fair
Thomas L. Hogan and William J. Luther

Business Cycle Research at AIER
Robert Hughes

Time to End the Fed’s Credit-Allocation Policies
Lawrence H. White

Lady Pecunia at the Punching Office: Two Poems on Early Modern Monetary Reform
Sarah Skwire and Steve Horwitz

Max Gulker

Max Gulker is an economist and writer who joined AIER in 2015. His research focuses on two main areas: policy and technology. On the policy side, Gulker looks at how issues like poverty and access to education can be addressed with voluntary, decentralized approaches that don’t interfere with free markets. On technology, Gulker is interested in emerging fields like blockchain and cryptocurrencies, competitive issues raised by tech giants such as Facebook and Google, and the sharing economy. Gulker frequently appears at conferences, on podcasts, and on television. Gulker holds a PhD in economics from Stanford University and a BA in economics from the University of Michigan. Prior to AIER, Max spent time in the private sector, consulting with large technology and financial firms on antitrust and other litigation. Follow @maxgAIER.

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