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Credit lets people make purchases and get what they want today, even if they don’t necessarily have the money today, as long as they promise to pay the creditor back at some point in the future. This is an extremely useful purchasing tool, as you may not always have the cash to buy the things you need or want.
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Seventeen teachers from six states gathered in Great Barrington, Massachusetts last month for an intensive five-day training session in economics education. Here at the American Institute for Economic Research, our Teach-the-Teachers program encourages teachers to integrate economic concepts into various fields of study. At the end of the program, each teacher presented an idea to apply one economic concept in their home classroom. I want to tell you about one exciting lesson idea.
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The Wall Street Journal recently ran an interesting article on “The Smartest Way to Take a Vacation,” which is especially relevant this summer, as we see Americans increasingly opening their wallets for a warm-weather getaway.
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After three successful rounds of offering its Money School course to low-income female survivors of domestic violence and sexual assault, The American Institute for Economic Research is ready to help other organizations offer their own sessions of Money School. AIER’s first Train-the-Trainers event will be held on July 30 at its Great Barrington headquarters..
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Americans have seen telephone costs fall nearly 3 percent over the last 12 months, amid stronger competition in the wireless market. Wireless service prices have fallen 5.9 percent during that period, and landline service fell 2.2 percent, according to data from the Bureau of Labor Statistics released on Friday. In June, telephone services ticked 0.1 percent higher.
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Many young adults have extremely limited credit histories. This means that we need to build our credit scores by starting to think about different credit cards and loans.
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You’ve probably heard about it a hundred times, and you know it’s important, but what exactly is a FICO score? Understanding what factors go into to calculating your credit score is extremely important to your financial success. Imagine going to school and not knowing what factors contribute to your grade. It would probably be hard to get an A.
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Today we release the July edition of AIER’s Business Conditions Monthly, our bird’s-eye look at the economy. This month’s edition includes an overview of the labor market, including an account of the progress made since the Great Recession, as well as a look at the challenges that remain.
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Following a string of stronger economic data, this morning’s retail sales report showed some unexpected weakness in a key area of the economy.
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This month the current business-cycle expansion, which started in June 2009, has reached the 73-month mark. This makes it equal in length to the previous expansion, which lasted from November 2001 to December 2007. Since there are no signs of an imminent recession, it is a good bet that the current expansion will last more than 73 months. This will make it, so far, the fourth longest expansion since the end of World War II.
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With Treasury Secretary Jack Lew planning to shrink Alexander Hamilton’s image on the $10 bill, opponents of the plan are making their feelings known in an interesting way.
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The Washington Post highlights AIER’s rankings of best college towns and best post-college destinations in a prominent article this week. Author Jeffrey Selingo, former editor of The Chronicle of Higher Education, writes about the factors that go into a student’s decision about where to go to college, and finds that the location matters a lot.
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