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Jerry Jordan

Tools of Monetary Policy

For several decades the money we use in everyday life is “fiat currency.”  That is, it is created by central banks and its value is not anchored to anything of intrinsic worth such as gold.  The workings and decision making of central banks is therefore important, and does not need to be a subject of […]

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Max Gulker

The Struggle to Save Money

I’ve discussed some reasons Americans spend more and save less than they should or even plan to. The implicit assumption in these discussions was that they had the option — in other words, that they had the resources to achieve some level of financial wellness. But as my upcoming brief in January shows, that only includes about half the population.

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