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Theodore Cangero
Government involvement in credit markets: The FHA reverses plans to cut insurance premiums.
The Federal Housing Administration (FHA) backs millions of mortgages for consumers who would otherwise struggle to obtain credit from private lenders. FHA lending standards are more lenient than private lenders such as banks and credit unions. Consumers with low credit scores and little in savings often seek FHA loans. Traditionally a private lender requires a […]
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